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SUMMARY:The Design of Retirement Plan Match Schedules - Cormac O'Dea (Yale
  University)
DTSTART;VALUE=DATE-TIME:20260310T160000Z
DTEND;VALUE=DATE-TIME:20260310T171500Z
UID:https://talks.ox.ac.uk/talks/id/7c46fa41-932e-457b-bc95-14a42c4230c9/
DESCRIPTION:We use survey responses to hypothetical scenarios linked with 
 administrative data on employer-sponsored defined contribution retirement 
 plans in the US to investigate the efficiency and equity implications of e
 mployer contribution matching formulas. We find that (i) survey responses 
 can be used to accurately predict saving responses to both observed and hy
 pothetical plans\, (ii) saving is inelastic to the match rate\, (iii) non-
 elective employer contributions do not crowd out employee saving. These pa
 tterns imply that (iv) plans combining lower match rates with non-elective
  contributions generate higher savings and more equitable employer contrib
 ution distributions\, and (v) many of the most common plans are strictly d
 ominated along both dimensions.\nSpeakers:\nCormac O'Dea (Yale University)
LOCATION:Manor Road Building (Skills Lab)\, Manor Road OX1 3UQ
TZID:Europe/London
URL:https://talks.ox.ac.uk/talks/id/7c46fa41-932e-457b-bc95-14a42c4230c9/
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DESCRIPTION:Talk:The Design of Retirement Plan Match Schedules - Cormac O'
 Dea (Yale University)
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