On 28th November OxTalks will move to the new Halo platform and will become 'Oxford Events' (full details are available on the Staff Gateway).
There will be an OxTalks freeze beginning on Friday 14th November. This means you will need to publish any of your known events to OxTalks by then as there will be no facility to publish or edit events in that fortnight. During the freeze, all events will be migrated to the new Oxford Events site. It will still be possible to view events on OxTalks during this time.
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Written with Sami Horn (Carnegie Mellon University), Dean Karlan (Northwestern University), and Jonathan Zinman (Dartmouth University)
Abstract:
We randomly assign 240 youth clubs to receive either financial education, access to a subsidized group account, both, or neither. The financial education treatments increase financial literacy; the account-only treatment does not. Both administrative and survey data show that savings after one year increases in all treatment arms relative to the control group. Earned income also increases in the treatment arms, and all of these effects are successfully sustained in a second endline four years later. Despite fairly detailed data, we are unable to draw firm conclusions regarding mechanisms and heterogeneity. Overall we find little evidence that education and account access are strong complements, and some evidence that they are substitutes.
