OxTalks will soon move to the new Halo platform and will become 'Oxford Events.' There will be a need for an OxTalks freeze. This was previously planned for Friday 14th November – a new date will be shared as soon as it is available (full details will be available on the Staff Gateway).
In the meantime, the OxTalks site will remain active and events will continue to be published.
If staff have any questions about the Oxford Events launch, please contact halo@digital.ox.ac.uk
Many organizations, such as banks and insurers, determine what services to offer based on a perceived quality of the recipient, e.g. their creditworthiness. Increasingly, organizations have access to new data about consumers, such as categorizations into demographic and lifestyle segments. When organizations learn about a consumer’s quality from the behavior of other consumers in the same segment—creating data linkages—what are the consequences for each consumer’s incentives to exert effort, e.g. to maintain a good credit rating? We study a multiple-agent career concerns model in which agents choose whether to interact with a principal and how much costly effort to exert. Data linkages create informational externalities across consumers, shaping participation rates and effort provision in equilibrium. We show that whether these are welfare-improving depends crucially on whether linkages are about quality (revealing correlations in underlying types) or about a shared circumstance (helping the principal to de-bias shared shocks to observed outcomes).
Please sign up for meetings here: docs.google.com/spreadsheets/d/1Tf4YtDeDdmv3Dv379EyhWTL6lszs2Dy6yiff7yJeJAY/edit#gid=0
