OxTalks will soon move to the new Halo platform and will become 'Oxford Events.' There will be a need for an OxTalks freeze. This was previously planned for Friday 14th November – a new date will be shared as soon as it is available (full details will be available on the Staff Gateway).
In the meantime, the OxTalks site will remain active and events will continue to be published.
If staff have any questions about the Oxford Events launch, please contact halo@digital.ox.ac.uk
In the 1980s, provincial governments across Canada saw auto insurance premiums balloon and insurance company profits soar. In response, several provinces closed the private auto insurance market, opting to set up a public provincial monopoly that ran with a not-for-profit mandate. Other provinces, like Ontario, instead opted for a model of government oversight and regulation, where private companies were required to apply to a provincial regulator to raise or lower their premiums. We analyse approved applications for premium rate changes in Ontario from 1999 to 2022 to understand the implication of this oversight, and if profits in the Ontario auto insurance industry were indeed controlled.